World's Fastest...Life Insurance Policy? Policies Approved While You Wait. No Physical Exam Required. find out more

Irvine, CA - If there was a world record for "fastest life insurance policy" The American Life Insurance Company of New York would probably hold it. American Life issues polices in nine minutes flat.

Through the American Life Direct website you can get an affordable term life policy in about nine minutes. Qualified applicants get instant approval based on a few health questions, then activate their policy immediately over a secure connection, using a credit card or checking account. Click "Print My Policy" and the in-force life insurance policy - a policy that provides full coverage from that moment on -- issues forth from your very own printer. All in less than ten minutes.

"American Life is finally delivering what the Internet has been promising for all these years. This instant-issue policy takes a process that used to be weeks or even months and condenses it down to just a few minutes," says Christopher Snyder, Chartered Life Underwriter and CEO of Spectrum Direct, operators of the web site. "As far as we know, this is the first 100% instant-issue life insurance policy."

Consumers can get the American Life policy with this kind of blazing speed because of on-screen application forms, "while you wait" processing of applications, and convenient premium payments linked to your credit card or checking account. No more filling out endless forms, waiting for weeks to get an answer and then finally receiving a policy, sometimes months later. "Let's face it," Snyder said, "People don't enjoy spending their time buying a life insurance policy. Get it done in record time. Got ten minutes? Get covered. Protect your family without all the hassles."

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